> ## Documentation Index
> Fetch the complete documentation index at: https://docs.brale.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Changelog

> The latest updates and improvements to the Brale platform.

**2026-10-12**

Week of October 12

## FedNow deposits and payouts

Brale now supports FedNow, the Federal Reserve's instant payment service, on enabled accounts. FedNow runs 24/7/365 and typically settles in minutes.

* **Inbound:** Payers can send FedNow credits to an Automation's virtual account to mint stablecoins automatically.
* **Outbound:** Create a Transfer with `fednow_credit` to pay out USD from your stablecoin balance.
* **Testnet:** The Automation deposit simulator now accepts `fednow`.

See the [FedNow overview](https://docs.brale.xyz/guides/fednow.md), [Receive FedNow deposits](https://docs.brale.xyz/guides/fednow-inbound.md), and [Send FedNow payouts](https://docs.brale.xyz/guides/fednow-outbound.md).

## Wire payment reference fallback

For inbound wires, `payment_details.payment_reference` can now be populated from the sender's "Message to receiving bank" field when no memo, OBI, or remittance reference is available. See [Wire payment references](https://docs.brale.xyz/guides/fiat-to-stablecoin-onramp.md#wire-payment-references).

## Testnet branded Automations without mainnet verification

With testnet credentials, you can now create branded Automations for business or individual accounts without completing mainnet KYB/KYC. See [Branded Automations](https://docs.brale.xyz/key-concepts/automations.md#branded-automations).

## Required documents for regulated non-US businesses

The documents Brale requires from regulated non-US custodial businesses are now listed. See [Required documents for a regulated non-US business](https://docs.brale.xyz/key-concepts/accounts.md#required-documents-for-a-regulated-non-us-business).

## Prohibited businesses

A new [Prohibited businesses](https://docs.brale.xyz/coverage/prohibited-businesses.md) page lists the business types Brale cannot onboard.

**2026-10-05**

October 2026

## Outbound wire return details

When a receiving bank returns an outbound domestic wire, Brale now updates the original transfer to `failed` and sends a `transfer.failed` webhook. This can happen even after the transfer reached `complete`. The `failure` object includes a new `wire_return` field with the bank's return code and reason when available. Keep accepting `transfer.failed` for transfers you recorded as complete. See [Transfer status lifecycle](https://docs.brale.xyz/documentation/platform/transfer-timing.md#transfer-status-lifecycle) and [Returned outbound wires](https://docs.brale.xyz/webhooks/webhook-events.md#returned-outbound-wires).

## USDC on XRP Ledger

You can now send and receive USDC on XRP Ledger using the `xrp_ledger` transfer type. See [supported transfer types for USDC](https://docs.brale.xyz/coverage/transfer-types.md#supported-transfer_type-values-for-usdc).

**2026-10-01**

October 2026

## Custodial accounts for regulated non-US businesses

Regulated businesses outside the United States, such as money services businesses and virtual asset service providers, can now open business custodial accounts in any of the approved countries. Send the new optional `regulatory_profile` object, with the `regulator` and `license_number`, on `POST /accounts`. Requests that omit `regulatory_profile` are unaffected. See [International custodial availability for regulated businesses](https://docs.brale.xyz/coverage/account-availability.md#international-custodial-availability-for-regulated-businesses) and [Creating a regulated non-US custodial business account](https://docs.brale.xyz/key-concepts/accounts.md#creating-a-regulated-non-us-custodial-business-account).

**2026-09-29**

September 2026

## Testnet Automation deposit simulation

Developers can now simulate inbound ACH and wire deposits into testnet Automations, exercise the normal payment and mint lifecycle, and test webhook handling without moving real fiat. See [Simulate an Automation deposit](https://docs.brale.xyz/api-reference/brale/simulate-automation-deposit.md).

**2026-07-05**

Week of June 29

This week's updates focused on programmatic management of webhook subscriptions.

## Webhook subscription API

You can now create, list, retrieve, update, and archive webhook subscriptions directly through the API, and pull delivery attempt logs for debugging. Previously, subscriptions were managed out-of-band. See the [webhook subscription API reference](https://docs.brale.xyz/webhooks/subscription-api-reference.md) and the [webhooks overview](https://docs.brale.xyz/webhooks/overview.md).

## Wildcard event subscriptions

Webhook subscriptions now accept namespace wildcards like `transfer.*`, `payment.*`, and `account.*`. Subscribing with a wildcard automatically opts you into every current and future event in that family, so you don't need to update subscriptions when Brale ships new event types. See [create a subscription](https://docs.brale.xyz/api-reference/brale/create-webhook-subscription.md).

## Account-scoped webhooks

Webhook subscriptions are scoped per account. Multi-account organizations should create a subscription for each account that needs event delivery. See the [webhooks overview](https://docs.brale.xyz/webhooks/overview.md) for details.

**2026-05-31**

May 2026

May's updates focused on real-time event delivery, smoother onboarding, more resilient payouts, and expanded network coverage.

## Webhooks for transfer updates

Brale now supports webhooks for transfer events, allowing applications to receive real-time notifications instead of polling the API. Webhook deliveries use signed requests, idempotency keys, and delivery logs to support secure, auditable integrations. [Read the announcement](https://brale.xyz/blog/webhooks).

## Dashboard document upload for onboarding

Customers can now upload requested verification documents directly through the Brale dashboard. Submitted documents are automatically routed into the verification workflow to reduce manual back-and-forth during onboarding.

## RTP fallback controls

Organization admins can now choose whether failed RTP transfers automatically fall back to Same Day ACH.

## Idempotent Plaid bank registration

Registering an already-linked Plaid bank account now returns the existing `address_id` instead of a duplicate-account conflict. Archived matching bank accounts can be unarchived and reused.

## Starknet support

Brale now supports Starknet, including SBC and YSBC deployments on Starknet. See [transfer types](https://docs.brale.xyz/coverage/transfer-types.md) for the full list of supported networks.

**2026-04-30**

April 2026

April's updates focused on making transfers easier to reconcile, simplifying payout setup, expanding supported networks, and adding new developer tooling.

## Richer transfer payment details

Transfer responses now include IMAD and [payment details](https://docs.brale.xyz/api-reference/brale/get-transfer.md#source-payment_details), making inbound ACH and wire reconciliation easier.

## Lighter-weight external bank payout setup

External bank payout setup is now simpler for ACH credit, same-day ACH credit, and RTP. See [create an address](https://docs.brale.xyz/api-reference/brale/create-address.md).

## Tempo and PulseChain support

[Tempo](https://brale.xyz/blog/tempo-is-live) and PulseChain are now supported, expanding the set of networks available for Brale stablecoin workflows. See [transfer types](https://docs.brale.xyz/coverage/transfer-types.md) for the full list.

## Brale MCP Server

The [Brale MCP Server](https://brale.xyz/blog/brale-mcp-server) is now available, enabling developers to connect Brale workflows to AI-powered tools and agents.

## USDT on Tron

Brale now supports [USDT on Tron](https://brale.xyz/blog/usdt-tron-support) for onramps and offramps.

**2026-03-20**

Week of March 17

## Tron support

Brale now supports **Tron** as a transfer type. You can mint, burn, and transfer stablecoins on Tron mainnet and Tron testnet. Use `tron` and `tron_testnet` as `transfer_type` values in the API. See [transfer types](https://docs.brale.xyz/coverage/transfer-types.md) for the full list of supported chains.

## USDT and RLUSD now available

Two new third-party stablecoins are available as value types:

* **USDT** (Tether USD) — issued by Tether
* **RLUSD** (Ripple USD) — issued by Ripple

You can now use these alongside Brale-issued stablecoins in transfers. See [value types](https://docs.brale.xyz/coverage/value-types.md) for the complete registry.

## Transfer timing reference

A new [transfer timing](https://docs.brale.xyz/documentation/platform/transfer-timing.md) page documents cut-off times, settlement windows, and finality expectations for every supported transfer type — including fiat rails (wire, ACH, RTP) and onchain networks grouped by speed tier. Use it to set polling intervals and plan around settlement times.

## 20+ supported blockchains

The platform now supports over 20 blockchain networks for stablecoin issuance and transfers, up from 14. See the full list in [transfer types](https://docs.brale.xyz/coverage/transfer-types.md).